Development Finance & Consulting

Expert guidance and finance solutions for property developers, from feasibility analysis to project completion.

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Bring Your Vision to Life

Property development requires specialized finance that understands the unique challenges and opportunities of construction projects. From land acquisition to construction completion, we provide end-to-end financial solutions.

Our team has extensive experience in development finance, working with lenders who specialize in construction and project funding. We understand the complexities of staged drawdowns, quantity surveyor requirements, and presale conditions.

Residential and commercial development finance
Land acquisition and subdivision funding
Construction loans with staged drawdowns
Mezzanine finance for larger projects

Expert Consulting

Beyond arranging finance, we provide consulting services to help you structure projects for success. Our feasibility analysis helps you understand true project costs, realistic timelines, and expected returns before you commit.

We work with experienced quantity surveyors, project managers, and legal professionals to ensure your development is set up for success from day one. Our network can support your project at every stage.

Discuss Your Project

Your Development Journey

From initial concept to project completion, we guide you through every stage of development finance.

Project Assessment

We review your development plans, site details, and financial projections.

Feasibility Study

Comprehensive analysis of project costs, timelines, and expected returns.

Lender Matching

We identify the most suitable lenders for your specific project type and requirements.

Application & Approval

We prepare and submit your application, managing the approval process.

Settlement & Drawdown

Coordinate settlement and ongoing drawdowns as your project progresses.

Why Choose NJS Financial?

Specialist expertise in development finance and consulting.

Project Funding

Access construction and development finance for projects of all sizes, from single dwellings to multi-unit developments.

Feasibility Analysis

We help you assess project viability with detailed financial modelling before committing to a development.

Lender Relationships

Our established relationships with development lenders mean faster approvals and competitive terms for your project.

What Our Clients Say

"NJS Financial secured development finance for our 12-unit apartment project when other brokers said it couldn't be done. Their knowledge of the development lending space is exceptional."

Marcus Thompson

Property Developer

"As first-time developers, we needed guidance through every step. Nick's feasibility analysis helped us structure the project for success, and he found us great finance terms."

S&ML

Sarah & Michael Lee

First-time Developers

Frequently Asked Questions

We arrange finance for a wide range of developments including residential subdivisions, townhouse and apartment projects, commercial developments, and land banking. Whether you're an experienced developer or tackling your first project, we can help.

Deposit requirements vary depending on the project type and lender. Typically, you'll need 20-35% of total development costs as equity. This can include land value, cash, or other forms of security. We can help structure your finance to minimize upfront capital requirements.

A feasibility study analyzes all aspects of a proposed development to determine if it's financially viable. This includes construction costs, holding costs, selling costs, expected revenue, and profit margins. Lenders require these studies before approving development finance.

Development finance is more complex than standard mortgages, so approval typically takes 4-8 weeks depending on project complexity and documentation readiness. We help streamline this process by ensuring your application is complete and compelling from the start.