Capital Raising

Access funds by tapping into the equity of your home for investments, renovations, or other financial needs.

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Unlocking Your Home Equity

A capital raising mortgage enables homeowners to access funds by tapping into the equity of their home. This type of mortgage is designed for those who want to leverage the value they've built in their property for various purposes.

Whether you're looking to invest in another property, fund home improvements, consolidate debt, or cover major expenses, capital raising provides a flexible way to access the wealth tied up in your home without having to sell.

Access funds without selling your property
Competitive interest rates
Flexible repayment options
Tax-effective for investment purposes

Custom Solutions

Every financial situation is unique, which is why we take the time to understand your specific goals and circumstances. Our team works closely with you to develop a capital raising strategy that aligns with your objectives.

With access to over 60 lenders, we can compare a wide range of products to find the most competitive rates and terms for your situation. We handle the entire process from application to settlement, making it seamless for you.

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Simple Steps to Raise Capital

Our streamlined process makes accessing your home equity straightforward and stress-free.

Initial Consultation

We discuss your goals and assess how much equity you can access from your property.

Option Analysis

We compare solutions from 60+ lenders to find the best rates and terms for your situation.

Documentation

We help you gather required documents and submit your application efficiently.

Valuation & Approval

We coordinate property valuation and guide your application through to approval.

Settlement

Once approved, funds are settled and you can access your capital as planned.

Why Choose Capital Raising?

Discover the advantages of unlocking your property's equity with NJS Financial.

Unlock Home Equity

Access the value tied up in your property without selling. Use your home's equity for investments, renovations, or other financial needs.

Flexible Solutions

We tailor capital raising strategies to your unique situation, whether you're looking for a lump sum or staged drawdown facility.

Expert Guidance

Our experienced team guides you through every step, ensuring you understand your options and make informed decisions.

What Our Clients Say

"Nick helped us access equity from our home to purchase our first investment property. His knowledge of the market and lender options was invaluable."

D&EW

David & Emma Wilson

Property Investors

"I needed capital for my business expansion. NJS Financial found a solution that worked perfectly with my self-employed income situation."

Peter Morrison

Business Owner

Frequently Asked Questions

Capital raising allows you to access the equity in your property by refinancing or taking out an additional loan. This converts your home's value into cash you can use for investments, renovations, debt consolidation, or other purposes.

Typically, you can borrow up to 80% of your property's value minus your existing mortgage balance. For example, if your home is worth $1 million and you owe $400,000, you could potentially access up to $400,000 in equity.

It depends on the strategy we choose. We can either refinance your entire loan with a new lender or set up a separate equity release facility. We'll recommend the option that best suits your circumstances.

Common uses include property investment, home renovations, business funding, debt consolidation, education expenses, or creating a financial safety net. We'll help structure the loan appropriately for your intended purpose.